Baccarat game overview

Baccarat is a very popular card game. It is loved by many gambler all over the world because the easiness of rules, simple strategy and low house edge.

Baccarat has three famous game variations:

• Baccarat Chemin de Fer (6 decks of cards are used);
• Baccarat Banque (3 decks of cards are used);
• Punto Banco (6 or 8 decks of cards are used).

Baccarat is considered to be a game of chance and it is very simple to know how to play baccarat as the main idea of the game is to predict the future outcomes and place bets on that. There are three possible game winners: the Bank, the Player and the game may end drawn.

The payouts are different depending on the bets. If the Bank wins, the payout is 0,95% as casino takes 5% commission on the winning. If the Player wins, the payout is 1:1. And the highest payout is when the Tie wins, it is 8:1, as this outcome is less possible.

Baccarat house edge

Casino house edge is the average casino profit from players' bets. The most common and possible house edge in Baccarat is 1,09%. But it varies due to the game bets. The house edge depends on whether a player placed the bets on the Bank, the Player or the Tie.

The Baccarat rules seem to very simple, but in reality, they are constructed in that way that the casino always has advantage over the bank or the Player bets. Moreover, the house edge over the Tie is the highest.

The mathematical estimation gives the evidence that the Bank can win 50,68% from all non Tie bets comparing to 49,32% that the Player can win. Tie bets are less likely to happen, they take approximately 9,55% of all winnings. Taking this into account, the standard baccarat house edge is the following:

How to decrease baccarat house edge?

It is not possible to find the casino games without the house edge; the only thing that can be done is the reduction of the house edge. How to do it? The most common way to decrease house edge in baccarat is to bet always on the Bank as it gives the lower house edge possible, comparing to the Tie that gives around 14% of the house edge. The lower the baccarat house edge, the better chances for players to win.